Kenneth smith

Foreclosure Defense & Foreclosure Mediation

 

Many people assume that the only options available for foreclosure are payment of the mortgage or filing bankruptcy. There are other options however. It may be possible to fight against your lender by either stalling the foreclosure process or stopping it altogether. It may also be possible to modify your loan through mediation to reduce your interest rate, reduce the amount of the outstanding mortgage, or both. Don’t take the bank’s word for it that they have the right to foreclose on your home. I may be able to help.

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Foreclosure Rescue & Loan Modification Scams

With the national foreclosure rate persistently high, many homeowners have turned to loan modification or foreclosure "rescue" companies for help – only to realize they've been scammed. Anyone can become a victim of a loan modification scam. If you think you may be a victim, I can help.

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Predatory Lending & Mortgage Fraud Scams

Predatory lending is the practice of taking advantage of unsuspecting borrowers through the process of deceptive loan practices. Predatory lending has been the centerpiece of the housing crisis, and many business experts believe predatory lending is the reason the real estate market collapsed, If you are facing foreclosure and/or you believe you were misled regarding your loan, I will be happy to meet with you to discuss your situation.  

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Other Practice Areas & Specialities Include:

 

Other practice areas include:

 

- TILA/RESPA Violations Litigation
- Mortgage/Loan Document Review

 

For more information about these services, please contact me.

 

 

Personal Bankruptcy (Chapter 7 & Chapter 13)

    Financial problems can happen to anyone. An illness or injury, job loss, divorce or other unexpected event can leave anyone struggling to pay bills. If you are facing financial difficulty, bankruptcy may be the best way for you and your family to obtain the fresh start you’ve been looking for.

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